What to Do when Driving in a Work Zone

work-zone-blog

Once I see that the cars are slowing down, I always get frustrated and then I see that the cars are merging to one lane (way too late) and all that makes me think is, ugh…it must be road construction. I’m sure some of you have the same feelings and after researching this topic I feel very guilty. Not only are work zones good, because that means that our roads are being improved upon and made safer, but it also provides jobs to our economy.

So, why do I get so frustrated when I come upon a work zone? Impatience probably. Or maybe it’s that person who sped by everyone and at the last minute and wants to merge in front of me, I’m sure you know the one. But, I do understand the importance of driving safe and being aware while I am in the work zone. Fines and tickets are usually double or triple, depending on your state, and very expensive. And, an even more important reason is that people are actually working in this area. I can’t imagine what it would be like to go to work everyday on the road, where people are impatiently speeding by you. That’s why this week is Work Zone Awareness Week. To remind drivers, like me, to be aware and careful at these “places of business.”

The Department of Transportation offers 10 tips that should help with your awareness while driving through that oh-so-common work zone:

  1. Expect the unexpected. (Normal speed limits may be reduced, traffic lanes changed and people working very close to the road).
  2. Slow Down. (Speeding is the major causes of work zone crashes)
  3. Don’t tailgate. Keep a safe distance between you and the car ahead of you. (The most common crash in a highway work zone is the rear end collision.)
  4. Keep a safe distance between your vehicle and construction workers.
  5. Pay attention to the signs. Enough said.
  6. Obey road crew workers.
  7. Stay alert and minimize distractions.
  8. Keep up with the traffic flow. (Don’t drive right up to the lane closure and then try to barge in.)
  9. Schedule enough time to drive safely and check for traffic information before you began your journey.
  10. Be patient and stay calm. (Work zones aren’t there to personally inconvenience you.)

It’s Hot. Don’t Leave your Kids in the Car!

 

I got this blog from Foremost Insurance Company.  They are one of the many fine insurance companies that Parmenter Insurance Agency represents.

temperature

I wish I were kidding. As an on-the-go-mom, I have sympathy for parents trying to multi-task, but there are certain things that we MUST pay attention to. Leaving the kids in the car while grabbing a snack in the gas station may be a time-saver, but with the extreme heat that can take place across the country, saving time is something you don’t want to test. As a mom, I’m going to give you a blunt reminder during this hot weather:

DON’T LEAVE YOUR KIDS IN THE CAR ALONE—EVER!

Yesterday the temperature gage in my car read 93 degrees. This is the exact temperature that proves your car can become an oven in high temperatures. According to the North Carolina Department of Health and Human Services, when it’s 93 degrees outside:

  • After 20 minutes temperatures inside a car = 125 degrees
  • After 40 minutes temperatures inside a car = 140 degrees

It’s also important to remember that your kids’ little bodies are effected by heat more quickly and severely than us adults, so our judgment of temperature is not accurate to that of a child. The stats above may be based on extremely hot weather, but in any temperature it’s never a good idea to leave your kids in the car alone. Saving a few minutes of time is far too big a gamble for the priceless cost it could pay. Don’t let those be the few minutes you regret forever.

At Parmenter Insurance Agency, we have 7 of us working every day for you to make sure that you get the best benefit for your insurance dollars. Please see our Website at plwinsurance.com and also visit our exciting Facebook page!

Dangers of Ungrounded Electrical Outlets

untitled.png Elecrical Outlet

Ungrounded electrical outlets can result in electrocution, damage to electronics and voided appliance warranties. Homes wired prior to the mid 1960’s, were typically wired without the ground fault circuit interrupters (GFCI) common today.

If you are not sure if your electrical outlets are safe, have a qualified electrician do a safety assessment.

Renting an older camp this summer? Ask if it has ground fault interruption protection.

How GFCI Receptacles Keep You Safe

untitled.png Skull and Bones

At Parmenter Insurance Agency, we have 7 of us working every day for you to make sure that you get the best benefit for your insurance dollars. Please see our Website at plwinsurance.com and also visit our exciting Facebook page!  This blog came from Utica National Insurance Company.  They are one of the many fine insurance companies that we represent.

Give us a Parmenter Acronym!

In a light-hearted effort, we decided to play with words that would make

P-A-R-M-E-N-T-E-R an acronym reflecting what we do as independent insurance agents.

See what you think!

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P – policy

A – accuracy

R – reliability

M – multiple services

E – effective

T – timely

E – efficient

R – research

P is for policy.  We specialize in auto, home, commercial, and life insurance policies from a myriad of different companies.  What that means for you is we find the ones that fit your individual needs best – based on coverage and your budget.

A is for accuracy.  We have to be accurate when gathering the information from you and about you in order to better match insurance products with your unique situation.  Some companies just fit a different insured than others.

R is for reliability – You want us to be available to answer your questions, find the best coverage, answer your questions, provide direction and sometimes even suggest advice. In a nutshell, we are reliable because we care and we do for you.

M is for multiple services – You do not have just one insurance policy. You probably need several or need to add an umbrella policy to make sure you are financially protected.  Our services involve researching for you and suggesting what makes the most sense in terms of your financial situation and asset protection.  Sometimes you just need to ask a question to better understand how a policy works. We can help you.

E is for effective – You want your insurance policies to be effective if you need to file a claim.  We will work for you to ensure that your policies serve your needs because you are important to us.

N is for necessary – Yep, insurance is necessary. It is essential that you protect what you have worked hard for – your home, your car(s), your business, your family.  Because you care about your family, you want to make sure you protect your family’s future.

T is for timely – Not only do we respond to you in a timely manner, we work to make sure that you have the correct coverage for the right time in your life.  Ask us to look for discounts that may help because you have a good student driver, or your don’t have to drive as far as previously.

E is for efficient – And again, you will find that we attempt to work smarter and be efficient in terms of the navigation through the insurance waters.  Our agents focus on you and your family to get the most timely, effective, reliable and well-researched policies for your situation.

R is for research – Because we are an independent insurance agency, we have access to many insurance providers.  What that means for you is that we can find the one company and bundle your policies or if it is more effective to find different companies, then we will suggest that route. You see, we do the “leg” work for you while you are taking care of your business!

There you have it:  P-A-R-M-E-N-T-E-R!  Cares.

Give us a try.  Either go online to http://plwinsurance.com and send us a message or go to Facebook (http://facebook.com/parmenterinsurance) and let us show you how we serve!

PS Follow us on FACEBOOK and see the daily slides about

P-A-R-M-E-N-T-E-R!

You Shouldn’t Have to Work Hard to Practice These Labor Day Safety Tips

Yet another short article with some good safety tips from Utica National Insurance Company.  They are one of the many fine insurance companies that we represent.

Fall officially begins September 23, but many people consider Labor Day – Monday, September 7 this year – to be the end of the summer season (and the start of fall). The American Red Cross offers these safety tips to help everyone enjoy the holiday, whether they’re on the road, in the water or at the grill:

Tips for Safe Travel
– Carry an emergency supply kit in your trunk.
– Let someone know your destination, your route and when you expect to arrive.
– Buckle up and observe speed limits.
– Don’t drink and drive.

Tips for Safe Swimming
– Check weather and water conditions beforehand and throughout the day.
– Always swim with a buddy in a designated swimming area supervised by a lifeguard.
– Provide constant supervision to children in or near the water and always stay within arm’s reach of young children and inexperienced swimmers while they are in the water.
– Young children and inexperienced swimmers should wear U.S. Coast Guard-approved life jackets.

Tips for Safe Grilling
– Keep the grill away from the house, tree branches, or anything that could catch fire.
– Always follow the manufacturer’s instructions.
– Keep children and pets away from the grill.
– Never add charcoal starter fluid when coals have already been ignited.

Summer BBQ Grill Picnic Concept Top View

At Parmenter Insurance Agency, we have 7 of us working every day for you to make sure that you get the best benefit for your insurance dollars. Please see our Website at plwinsurance.com and also visit our exciting Facebook page!

The Flat Tire in the Rain Storm!

flat tire 1

The trip was to be a relatively short one traveling the back roads from Lake Burton in northeast Georgia to Statesboro, Georgia in the southeast section of the state.  It was a lovely day and with sadness, I was leaving the lake to make the 4+ hour drive.

I chose the back roads because of the scenery.  This included parts of Georgia that I had not seen in a long time – if ever.  About an hour into the trip, somewhere in Carnesville, GA, I stopped for a break and got the obligatory quart of sweet tea from Mickey D’s to keep me alert on the trip.

Flat TIre 3

Passing through several very small rural towns, it made me realize that in the Atlanta area and in our own Cartersville-Bartow area how fortunate we are to have the economic health that we do.  Many of these towns seemed quite destitute in terms of employment and supporting stores and restaurants. Maybe I just didn’t see it.

At any rate, as the hours passed (3 of them), I entered the small town of Wadley, GA just as the lightening danced, the thundered roared and rain poured.  It, too, is a small quaint town and it took all of 2 minutes to pass through the 1 traffic light and I was off again trying to see through the pouring rain.  About 3 miles out on US 1 South, the tire warning light appeared on my dash, then the triangle of danger appeared.

What?  I just bought a whole new set of tires in March.  But I did pull over even as the rain and lightening continued. The indicator showed that it was the driver’s back tire with the issue, so I just opened the door, stuck my head out in the rain and voila. It. was .FLAT!

I was an hour from my destination with a view of a fairly empty but beautiful 4-lane road with no mile marker that I had noticed.  In fact, no signs bill boards, road signs, anything was in viewing distance.  I didn’t know where I was other than just outside of Wadley.

I gathered myself and called our emergency service (not the kind where they can track your car) so they had a hard time understanding the southern accent and accepting that I only saw pine trees, lots of pine trees. There were no clues of any kind that I could give her. I did not know if I passed a Ranger Road. Who would have noticed that when I was clipping along in the storm?

The customer service lady finally said she found Wadley on the map. (Really, I thought Google maps would have also shown the larger towns of Swainsboro and Statesboro, but she had trouble finding those.)

Two gentlemen stopped and offered to help but I was quite sure the wrecker was on the way!  A state trooper also stopped by and made sure all was safe.

After a 2-hour wait, because I said I was not in danger, a wrecker with a professional man showed up even as it continued to rain. He replaced that flat tire with the very small “donut” tire. I will say he was nice to me, but he was pretty perturbed that he had been pressed into service from an hour’s drive away.  In the storm. I hope they compensate his company well.

Okay, so no disasters other than a very long 2 hour wait.

But, if your insurance policy has emergency assistance, then you will be able to request help!  It is a bit disturbing to be on a long lonely road as dusk approaches, but help did arrive.

One last tip – do not pass an opportunity to use a facility (bathroom).  It was a very long wait!

Contact Parmenter Insurance Agency to make sure you are sufficiently covered in your home, auto and business insurance needs.

We are happy to talk with you about any of your policy concerns.

877.445.0708 or visit us on Facebook or on line at http://plwinsurance.com.  We also have a website at plwinsurance.com.

 

 

 

 

 

 

Practicing Bicycle Safety Should Be as Easy as, Well, Riding a Bike

This blog comes from Utica national Insurance Company.  The short blog has some good safety tips when riding a bike.

It’s said once you learn how to ride a bike, you never forget. That should include remembering the rules of the road. The National Highway Traffic and Safety Administration offers these tips:

Wear a bike helmet.

Go with the traffic flow. Ride on the right in the same direction as other vehicles.

Obey all traffic laws. When you ride in the street, obey all traffic signs, signals and lane markings.

Yield to traffic. Almost always, drivers on a smaller road must yield to traffic on a larger road. If there is no stop sign or traffic signal, slow down and check whether it’s clear to proceed.

Stay alert. Watch for potholes, cracks, wet leaves, storm grates, railroad tracks, or anything that could make you lose control of your bike. Listen for traffic and avoid dangerous situations.

Look before turning. Always look behind you for a break in traffic, and then signal before making the turn.

Watch for parked cars. Ride far enough out from the curb to avoid the unexpected from parked cars, such as doors opening or vehicles pulling out.

At Parmenter Insurance Agency, we have 7 of us working every day for you to make sure you get the best benefit for your insurance dollars. Please see our Website at plwinsurance.com and also visit our exciting Facebook page!